Meet your international benefits plan
Nippon Life Benefits with Aetna International coverage means you have support that comes with a deep understanding of international standards and cultural differences. In other words, personalized care and peace of mind for you and your family.
We want to make understanding your plan and managing your health as easy as possible. This overview guide will help you learn more about getting the most from your international benefits plan as well as how to find a doctor, connect with our clinical care management team, submit claims and more.
Using your member ID number
Your Aetna International member ID number is the same as your Nippon Life Benefits member ID number, but without letters. So if you're providing your Nippon member ID number during registration, claim submission or when calling member services — you only need to provide the numbers from your ID card. For example, with an ID number of "N12345678", you'd leave off the letter "N" and just use the numbers "12345678".
Get connected before you travel
Register on your Aetna International member website
Your Aetna International member website gives you anywhere access to:
You’ll need to register before you can use the Aetna International mobile app.
Download and use our Aetna International mobile app when you’re outside the U.S. to:
Download the Aetna International mobile app
To find a provider outside the U.S., you can use the provider search tool on AetnaInternational.com. Or contact the Aetna International Member Services team 24/7, by calling 1-800-231-7729.
Aetna International has a broad global network of health care providers. You can save time and money when you see a direct-pay provider in our network. This means the doctor bills us directly for your care and you have less out-of-pocket costs at time of service.
If you choose to see a provider outside of our direct-pay network, you’ll need to pay for the service, then submit a claim to get reimbursed based on your benefits plan. Learn more below in the section submitting claims.
A highly-specialized clinical care management team can also help you find care and manage health conditions. Learn more about all the support and resources you have through our International Care Management program in the section below.
In case of an emergency
We’ll work closely with you and the facility to manage your care, the cost and everything in between.
To schedule service
The Aetna International Care Management program gives you have access to global health and well-being support however and whenever you need it. A highly specialized, clinical care management team is here to help you with clinical precertification and pre-trip planning, acute and chronic care management, health coaching, and mental and emotional support.
They can also help you find the right doctor, understand a diagnosis or treatment option, or put together a health and well-being action plan. It’s personalized, global care management that’s included in your health benefits. So, you can focus on what’s really important — your well-being.
Your multilingual care management team includes:
Get started
Contact Member Services 24/7, or request a call from us by logging in to your member website at AetnaInternational.com — be sure to register if you haven’t already.
You can avoid having to pay a claim by seeing a provider in the Aetna International direct settlement network. But if you need to see a provider without a direct pay agreement, Aetna International can help with your claim processing and offers:
Get reimbursed faster
Once you’re enrolled and registered on your Aetna International member website, you can submit and track claims online at AetnaInternational.com or on the Aetna International app. You can also submit claims by mail:
Mail
Aetna International / Aetna
P.O. Box 981543
El Paso, TX 79998-1543, USA
To schedule service
Here’s a helpful guide on how to submit and track your claims.
Claim forms by language
Onboarding materials
How to register on the Aetna International website
Contact Aetna International
By phone:
Outside the U.S.: 1-800-231-7729 (toll-free with AT&T + access code)
Direct dial inside the U.S.: 1-813-775-0190
By email:
1418904-06-02 (8/23)
Plans and programs are underwritten or administered by Aetna Life & Casualty (Bermuda) Ltd. or Aetna Life Insurance Company (Aetna).
Aetna does not provide care or guarantee access to health services. Not all health services are covered, and coverage is subject to applicable laws and regulations, including economic and trade sanctions. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a health care professional. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Information is believed to be accurate as of the production date; however, it is subject to change. Refer to AetnaInternational.com for more information.